# Fairway Mortgage ## Pages - [Lee Smith](https://www.fairwaymidatlantic.com/lee-smith): Bryan Moran, Senior Vice President & Area Manager | NMLS #448510. Frederick, Maryland. Apply Now. - [Fairfax, VA](https://www.fairwaymidatlantic.com/fairfax): The Fairway Mid-Atlantic Fairfax, VA Office located at 3201 Jermantown Rd. Mortgages are what we do, not who we are. - [Apply Now](https://www.fairwaymidatlantic.com/apply-now): Apply for your home mortgage today with one of our Fairway Mid-Atlantic Loan Officers. Apply Online Now. - [Ray Weir](https://www.fairwaymidatlantic.com/ray-weir): Ray Weir, Loan Officer | NMLS #453834. Fairfax, Virginia. Apply Now. - [Locations](https://www.fairwaymidatlantic.com/locations): Proudly serving families across Maryland, Washington D.C., Virginia, West Virginia, and Delaware. Find a Loan Officer near you. - [Mark Thatcher](https://www.fairwaymidatlantic.com/mark-thatcher): Mark Thatcher, Loan Officer | NMLS #1883412. Fairfax, Virginia. Apply Now. - [Eric Gronbeck](https://www.fairwaymidatlantic.com/eric-gronbeck): Bryce Gallagher, Loan Officer | NMLS #2020152. La Plata, Maryland. Apply Now. - [Our Mission & Vision](https://www.fairwaymidatlantic.com/copy-of-loan-product-page-template): Our Mission & Vision | Fairway IMC Mid-Atlantic - [Loan Products](https://www.fairwaymidatlantic.com/loan-product): Find the best mortgage product for you! Compare FHA Loans, USDA Loans, VA Loans, Conventional Loans, Jumbo Loans, and more. - [Jumbo Loan](https://www.fairwaymidatlantic.com/jumbo-loan): Non-conforming mortgage loans that allow home buyers to finance more expensive houses. The mortgage product for big home dreams. - [Bryce Gallagher](https://www.fairwaymidatlantic.com/bryce-gallagher): Bryce Gallagher, Loan Officer | NMLS #2020152. La Plata, Maryland. Apply Now. - [Asset-Based Loans](https://www.fairwaymidatlantic.com/assetbasedloans): Self-employed, 1099, and business-owner borrowers may qualify for home financing using bank statements instead of tax returns. Explore flexible mortgage options built around your income. - [Joey Bronstein](https://www.fairwaymidatlantic.com/joeybronstein): Joey Bronstein, Loan Officer | NMLS #1994529. Ellicott City, Maryland. Apply Now. - [Temp - Mortgage Calculator](https://www.fairwaymidatlantic.com/temp---mortgage-calculator) - [VA Loan](https://www.fairwaymidatlantic.com/va-loan): Home loans backed by the Department of Veterans Affairs (VA) to help ELIGIBLE veterans find affordable home financing. Apply Now. - [Kelly Katalinas](https://www.fairwaymidatlantic.com/kelly-katalinas): Kelly Katalinas, Producing Branch Manager | NMLS #365493. Fairfax, Virginia. Apply Now. - [Michael Himmelrick](https://www.fairwaymidatlantic.com/michael-himmelrick): Michael Himmelrick - Loan Officer. NMLS # 415216. Apply Now. - [Our Offerings](https://www.fairwaymidatlantic.com/ourofferings) - [Charlie Hall](https://www.fairwaymidatlantic.com/charlie-hall): Charlie Hall, Co-Branch Manager | NMLS #187257.Frederick, Maryland. Apply Now. - [Phyllis Wilson](https://www.fairwaymidatlantic.com/phyllis-wilson): Phyllis Wilson, Loan Officer | NMLS #159828. Wilmington, Delaware. Apply Now. - [Emily Hufnagel](https://www.fairwaymidatlantic.com/emilyhufnagel): Emily Hufnagel, Loan Officer | NMLS #850449. Ellicott City, Maryland. Apply Now. - [Bryan Moran](https://www.fairwaymidatlantic.com/bryan-moran): Bryan Moran, Senior Vice President & Area Manager | NMLS #448510. Frederick, Maryland. Apply Now. - [Sara McCue](https://www.fairwaymidatlantic.com/sara-mccue): Sara McCue, Loan Officer | NMLS #459716. Wilmington, Delaware. Apply Now. - [USDA Loan](https://www.fairwaymidatlantic.com/usda-loan): Home loans guaranteed by the United States Department Of Agriculture (USDA). With the potential for 100% financing and no down payment required. - [Loan Officers](https://www.fairwaymidatlantic.com/loan-officers): NMLS Licensed Loan Officers in the Mid-Atlantic Region. Find your Loan Officer today and apply for your home mortgage. - [Chris Bahlo](https://www.fairwaymidatlantic.com/chris-bahlo): Chris Bahlo - Loan Officer. The Arsenault Team. NMLS #1476241. Apply Now. - [Fairway Cash Guarantee™](https://www.fairwaymidatlantic.com/FairwayCashGuarantee): Fairway Cash Guarantee™ + Fairway Advantage® Pre-Approval = Confidence in Closing!!!! - [Frederick, MD](https://www.fairwaymidatlantic.com/frederick): The Fairway Mid-Atlantic Frederick, MD Office located at 6 N. East St. Mortgages are what we do, not who we are. - [Resources](https://www.fairwaymidatlantic.com/resources): Learn more about the home buying process, mortgage loans, real estate, the housing industry, and more. Read our latest blog post! - [Annapolis, MD](https://www.fairwaymidatlantic.com/annapolis): The Fairway Home Mortgage office is located at 1410 Forest Dr. Ste. 29, Annapolis, MD 21403. Mortgages are what we do, not who we are. - [Jeff Forman](https://www.fairwaymidatlantic.com/jeff-forman): Jeff Forman, Branch Sales Manager | NMLS # 70185. Raleigh, North Carolina. Apply Now. - [Investor Loans](https://www.fairwaymidatlantic.com/investorloans): Explore DSCR loans for real estate investors. Qualify using rental property cash flow instead of personal income, with flexible options for purchases, refinances, and portfolio growth. - [Extended Rate Lock](https://www.fairwaymidatlantic.com/ExtendedRateLock): Fairway’s Lock, Shop, and Go program provides peace of mind during the home-buying process. It allows you to lock in the rate for 90 days with NO additional fee! - [The Arsenault Team](https://www.fairwaymidatlantic.com/the-arsenault-team): Loan Officer Team NMLS #207543. Apply Now. - [Ellicott City, MD](https://www.fairwaymidatlantic.com/ellicottcity): The Fairway Mid-Atlantic Ellicott City, MD Office located at 6011 University Blvd. Mortgages are what we do, not who we are. - [Home](https://www.fairwaymidatlantic.com/): Fairway Independent Mortgage Corp. is dedicated to helping you find the best mortgage product to help you achieve homeownership. Apply Online Now. - [Contact Us](https://www.fairwaymidatlantic.com/contact): Contact one of our loan officers today with any questions about the home buying process. Explore our locations and start your home buying journey today. - [Cindy Thurman](https://www.fairwaymidatlantic.com/cindy-thurman): Cindy Thurman, Loan Officer | NMLS #159829. Wilmington, Delaware. Apply Now. - [Lock, Shop & Go](https://www.fairwaymidatlantic.com/LockShopandGo): Fairway’s Lock, Shop, and Go program provides peace of mind during the home-buying process. It allows you to lock in the rate for 90 days with NO additional fee! - [Zachary Bodine](https://www.fairwaymidatlantic.com/zachary-bodine): Zachary Bodine, Loan Officer & Sales Manager | NMLS #187031. Washington D.C. Apply Now. - [Crystal Samuels](https://www.fairwaymidatlantic.com/crystal-samuels): Crystal Samuels, Loan Officer | NMLS #895291.Frederick, Maryland. Apply Now. - [Mike Bendebba](https://www.fairwaymidatlantic.com/mike-bendebba): Mike Bendebba, Branch Manager | NMLS #483853.Frederick, Maryland. Apply Now. - [La Plata, MD](https://www.fairwaymidatlantic.com/la-plata--md): The Fairway Mid-Atlantic Washington D.C. Office located at 1140 3rd St NE. Mortgages are what we do, not who we are. - [Raleigh, NC](https://www.fairwaymidatlantic.com/raleigh): The Fairway Mid-Atlantic Raleigh Office is located at 8020 Arco Corp. Dr, Suite 118 Raleigh, North Carolina 27613. Mortgages are what we do, not who we are. - [Towson, MD](https://www.fairwaymidatlantic.com/towson): The Fairway Mid-Atlantic Towson, MD Office located at 40 W. Chesapeake Ave. Mortgages are what we do, not who we are. - [Fairway Advantage®](https://www.fairwaymidatlantic.com/FairwayAdvantage): The Fairway Advantage® Pre-Approval twill help you compete with cash offers. Check out the program highlights and benefits below! - [Conventional Loan](https://www.fairwaymidatlantic.com/conventional-loans): Conventional home loans offer home buyers flexibility with fewer restrictions. Learn more about conventional loans and apply now. - [Kimberly Grim](https://www.fairwaymidatlantic.com/kimberly-grim): Kimberly Grim, Senior Vice President Sales & Recruiting | NMLS #791446. Rehoboth Beach, Delaware. Apply Now. - [Frank Mahan](https://www.fairwaymidatlantic.com/frank-mahan): Frank Mahan, Loan Officer | NMLS # 1949016. Raleigh, North Carolina. Apply Now. - [Toni Wilhite](https://www.fairwaymidatlantic.com/toni-wilhite): Toni Wilhite, Loan Officer | NMLS #155908. Wilmington, Delaware. Apply Now. - [Jim Conley](https://www.fairwaymidatlantic.com/jim-conley): Jim Conley, Loan Officer | NMLS #1956955. La Plata, Maryland. Apply Now. - [Southern Pines, NC](https://www.fairwaymidatlantic.com/newpage5286aded): The Fairway Mid-Atlantic Southern Pines Office located at 340 Commerce Avenue. Mortgages are what we do, not who we are. - [Lori Martin Group](https://www.fairwaymidatlantic.com/lori-martin-group): The Lori Martin Group - Lori Martin, Loan Officer | NMLS #119583. Rehoboth Beach, Delaware - [Bank Statement Loans](https://www.fairwaymidatlantic.com/bankstatementloans): Self-employed, 1099, and business-owner borrowers may qualify for home financing using bank statements instead of tax returns. Explore flexible mortgage options built around your income. - [Kasey Ekstrom](https://www.fairwaymidatlantic.com/kasey-ekstrom): Kasey Ekstrom, Branch Sales Manager | NMLS #93103. Pinehurst, North Carolina. Apply Now. - [Adjustable-Rate Mortgage](https://www.fairwaymidatlantic.com/adjustable-rate-mortgage): A flexible home financing option. Explore the many benefits of applying for an adjustable-rate mortgage (ARM) and apply now. - [Rehoboth Beach, DE](https://www.fairwaymidatlantic.com/bethanybeach): The Fairway Mid-Atlantic Bethany Beach Office is located at 34026 Coastal Highway. Mortgages are what we do, not who we are. - [Refinance](https://www.fairwaymidatlantic.com/refinance): Restructure your existing mortgage with a new loan to fit your current needs. Explore your refinance options with a Loan Officer today. - [Maryellen Little](https://www.fairwaymidatlantic.com/maryellen-little): Maryellen Little, Loan Officer | NMLS #35159. Frederick, Maryland. Apply Now. - [Jeanean Lawson](https://www.fairwaymidatlantic.com/jeanean-lawson): Jeanean Lawson, Loan Officer | NMLS #1951922. Towson, Maryland. Apply Now. - [Washington D.C.](https://www.fairwaymidatlantic.com/washingtondc): The Fairway Mid-Atlantic Washington D.C. Office located at 1140 3rd St NE. Mortgages are what we do, not who we are. - [Hockessin, DE](https://www.fairwaymidatlantic.com/hockessin): The Fairway Mid-Atlantic Hockessin, DE Office located at 7234 Lancaster Pike, Suite 110B. Mortgages are what we do, not who we are. - [Greg Lewis](https://www.fairwaymidatlantic.com/greg-lewis): Greg Lewis, Loan Officer | NMLS #1935075. Towson, Maryland. Apply Now. - [Vicky Weldon](https://www.fairwaymidatlantic.com/vicky-weldon): Vicky Weldon, Loan Officer | NMLS #457790.Frederick, Maryland. Apply Now. - [Upcoming Events](https://www.fairwaymidatlantic.com/upcoming-events): Take a look at our upcoming events and register to save your spot today! - [Patricia Arnold](https://www.fairwaymidatlantic.com/patricia-arnold): Patricia Arnold, Loan Officer | NMLS #556330. La Plata, Maryland. Apply Now. - [About Us](https://www.fairwaymidatlantic.com/about): We strive to create a mortgage process that puts people first. We strive to make the loan process as smooth as possible to help you focus on what matters most. - [Tim Johnson](https://www.fairwaymidatlantic.com/tim-johnson): Tim Johnson, Loan Officer | NMLS # 682108. Raleigh, North Carolina. Apply Now. - [Steve Arsenault](https://www.fairwaymidatlantic.com/steve-arsenault): Steve Arsenault - Branch Sales Manager. The Arsenault Team. NMLS #207543. Apply Now. - [Fixed-Rate Loan](https://www.fairwaymidatlantic.com/fixed-rate-mortgage): Take control of your financial future with a fixed-rate loan, locking in your mortgage rate for years to come. Explore fixed-rate loan options today. - [Geetesh Kapoor](https://www.fairwaymidatlantic.com/geetesh-kapoor): Geetesh Kapoor, Producing Branch Manager | NMLS #450777. Ellicott City, Maryland. Apply Now. - [Marybeth Cashman](https://www.fairwaymidatlantic.com/marybeth-cashman): Marybeth Cashman, Loan Officer | NMLS #325203. Wilmington, Delaware. Apply Now. - [Renovation Loan](https://www.fairwaymidatlantic.com/renovation-loan): Explore renovation loan options that let you buy or refinance a home while funding upgrades in one convenient mortgage. Turn a fixer-upper into your dream home with flexible financing solutions. - [Fairway Programs](https://www.fairwaymidatlantic.com/fairway-programs): Looking to buy a home and have a competitive advantage? Check out the Fairway-specific programs designed to help you win. - [FHA Loan](https://www.fairwaymidatlantic.com/our-loan-products): Mortgage loans insured by the Federal Housing Administration (FHA). Discover how an FHA loan could be the best mortgage solution for you. - [Blog](https://www.fairwaymidatlantic.com/blog): Learn all about the home buying process with the Fairway Mid-Atlantic Blog: How To Prepare For Home Ownership in 2022. - [First-Time Homebuyers](https://www.fairwaymidatlantic.com/first-time-homebuyers): Mortgage options designed specifically for first-time homebuyers - [Reverse Loan](https://www.fairwaymidatlantic.com/reverse-loan): A home loan solution for those 62 and older. Retire the way you want to and apply for a reverse mortgage loan today. - [Videos](https://www.fairwaymidatlantic.com/videos): Video Gallery | Fairway IMC Mid-Atlantic - [Gail Alm](https://www.fairwaymidatlantic.com/gail-alm): Gail Alm - Loan Officer. NMLS #150812. Rehoboth Beach, Delaware. Apply Now. - [Shay Bruton](https://www.fairwaymidatlantic.com/shay-bruton): Shay Bruton, Loan Officer | NMLS #2394739. Towson, Maryland. Apply Now. - [Join Our Team](https://www.fairwaymidatlantic.com/join-our-team): Voted “#1 Best Mortgage Company To Work For 7” years in a row. Grow your mortgage industry career at Fairway Mid-Atlantic. - [Kevin Ferguson](https://www.fairwaymidatlantic.com/kevin-ferguson): Kevin Ferguson, Branch Sales Manager | NMLS #460648. Ellicott City, Maryland. Apply Now. - [Steve Koung](https://www.fairwaymidatlantic.com/steve-koung): Steve Koung, Loan Officer | NMLS #1727675. Ellicott City, Maryland. Apply Now. ## Blog Posts - [Q1 Recap](https://www.fairwaymidatlantic.com/q1-recap) - [Q1 2023 Market Outlook](https://www.fairwaymidatlantic.com/q1-2023-market-outlook) - [Finding The Right Listing Agent For You](https://www.fairwaymidatlantic.com/finding-the-right-listing-agent-for-you) - [First Time Homebuyer Programs - What's Right For You?](https://www.fairwaymidatlantic.com/first-time-homebuyer-programs-what-s-right-for-you) - [Buying vs. Building Your New Home](https://www.fairwaymidatlantic.com/buying-vs-building-your-new-home) - [Saving For a Home vs. Paying Off Debit](https://www.fairwaymidatlantic.com/saving-for-a-home-vs-paying-off-debit) - [Mortgage Interest Rates: Some Perspective](https://www.fairwaymidatlantic.com/mortgage-rates-some-perspective) - [Is Buying A Home (Still) Affordable](https://www.fairwaymidatlantic.com/my-post) - [Back to Basics](https://www.fairwaymidatlantic.com/back-to-basics) - [Is Buying a Home Still Affordable?](https://www.fairwaymidatlantic.com/is-buying-a-home-still-affordable) - [Housing Market Update: Q2 2022](https://www.fairwaymidatlantic.com/housing-market-update-q2-2022) - [Is Spring The Best Time To Buy A House](https://www.fairwaymidatlantic.com/is-spring-the-best-time-to-buy-a-house) - [Home Buying Process: Green Flags](https://www.fairwaymidatlantic.com/home-buying-process-green-flags) - [How Credit Affects The Home Buying Process](https://www.fairwaymidatlantic.com/how-credit-affects-the-home-buying-process): How Your Credit Score Affects The Home Buying Process - [2022 Housing Market Update](https://www.fairwaymidatlantic.com/2022-housing-market-update) - [How To Prepare For Homeownership In 2022](https://www.fairwaymidatlantic.com/how-to-prepare-for-homeownership-in-2022) - [Suburban Living Vs. City Living](https://www.fairwaymidatlantic.com/suburban-living-vs-city-living) - [Wilmington, DE Market Tour](https://www.fairwaymidatlantic.com/wilmington-de-market-tour) - [Red Flags To Look Out For During The Home Buying Process](https://www.fairwaymidatlantic.com/red-flags-to-look-out-for-during-the-home-buying-process) - [Rehoboth Beach, Delaware Market Tour](https://www.fairwaymidatlantic.com/rehoboth-beach-delaware-market-tour) - [When Is The Right Time To Refinance Your Home?](https://www.fairwaymidatlantic.com/when-is-the-right-time-to-refinance-your-home) - [Selling Your Home in 2021](https://www.fairwaymidatlantic.com/selling-your-home-in-2021) - [New Construction Vs. Existing Homes](https://www.fairwaymidatlantic.com/new-construction-vs-existing-homes) - [What Does Homeownership Mean To You: Home vs. Investment](https://www.fairwaymidatlantic.com/what-does-homeownership-mean-to-you-home-vs-investment) - [How To Continue Practicing Balance After The Pandemic](https://www.fairwaymidatlantic.com/how-to-continue-practicing-balance-after-the-pandemic) - [5 Things You Should Know Before Buying Your First House](https://www.fairwaymidatlantic.com/5-things-you-should-know-before-buying-your-first-house) - [Housing Market Forecast 2021:Industry Changes & Future Outlook](https://www.fairwaymidatlantic.com/housing-market-forecast-2021-industry-changes-future-outlook) - [Benefits of Homeownership](https://www.fairwaymidatlantic.com/benefits-of-homeownership) - [Anatomy of Your Monthly Mortgage Payment](https://www.fairwaymidatlantic.com/anatomy-of-your-monthly-mortgage-payment) - [The Home Buying Process: Closing](https://www.fairwaymidatlantic.com/the-home-buying-process-closing) - [Is Becoming A Loan Officer The Right Career Path For You?](https://www.fairwaymidatlantic.com/is-becoming-a-loan-officer-the-right-career-path-for-you) - [The Home Buying Process: Operations](https://www.fairwaymidatlantic.com/the-home-buying-process-operations) - [Complete 8 Week Moving Guide](https://www.fairwaymidatlantic.com/complete-8-week-moving-guide) - [Building Wealth Through Homeownership & Equity](https://www.fairwaymidatlantic.com/building-wealth-through-homeownership-equity) - [The Home Buying Process: The Mortgage Application](https://www.fairwaymidatlantic.com/the-mortgage-application) - [Fall In Love With Your Home](https://www.fairwaymidatlantic.com/fall-in-love-with-your-home) - [The Home Buying Process: Finding Your Dream Home](https://www.fairwaymidatlantic.com/home-buying-process-finding-your-dream-home) - [Fairway Mid-Atlantic: Our Story](https://www.fairwaymidatlantic.com/fairway-mid-atlantic-our-story) - [The Home buying Process: Consult and Pre-Approval](https://www.fairwaymidatlantic.com/the-home-buying-process-pre-approval) - [5 Things We've Learned In 2020](https://www.fairwaymidatlantic.com/5-things-we-have-learned-in-2020) - [Making a Budget for your Financial Goals in 2021](https://www.fairwaymidatlantic.com/making-a-budget-for-your-financial-goals) - [Thanksgiving Recipes for Two](https://www.fairwaymidatlantic.com/thanksgiving-recipes-for-two-2020) - [How To Stand Out as a Competitive Buyer](https://www.fairwaymidatlantic.com/how-to-stand-out-as-a-competitive-buyer) - [How Practicing Gratitude Can Change Your Life](https://www.fairwaymidatlantic.com/how-practicing-gratitude-can-change-your-life) - [5 Scariest Home Buying Myths: Busted](https://www.fairwaymidatlantic.com/5-scariest-home-buying-myths-busted) - [Breast Cancer Awareness Month](https://www.fairwaymidatlantic.com/breast-cancer-awareness-month) - [Home Buying Steps](https://www.fairwaymidatlantic.com/home-buying-steps) - [Understanding Credit](https://www.fairwaymidatlantic.com/understanding-credit)